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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price

Total Estimate

30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Taxes $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84


I wouldn't have been able to get through the financing process without Tim. I tried so many different avenues to get here and he was extremely helpful and answered every question. Christen Wilcox Accounting Specialist
Tim was fantastic!! Replied almost immediately to any question I had, regardless of the time of day. I highly recommend him and his staff and will be doing all my future real estate purchase with him. Anonymous
Can't say enough good things about Tim Lacyk.... His knowledge, efficiency, courtesy, and willingness to go above and beyond come to mind in recommending him to others. My husband and I used him to secure financing for us to acquire a new home before selling our existing home -- ... READ MORE Linda Kirkpatrick Linda Kirkpatrick
Tim helped me purchase my first home and I can’t be more thankful! The process was seem less, well managed, stress-free and fun! Tim was always able to answer all my questions and calls. I can’t be any more happy about choosing Tim as my lender and buying a home through Amerifirst! Ashley O’Grady Sales & Operations Manager

Let's accomplish more together.

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